chief financial consultant

About me

Solutions
My Expertise
My Certifications

15 years in commercial banking

As a seasoned ex-banker and former business owner myself, I intimately understand the challenges and opportunities that Australian small businesses encounter on their journey to growth and success. With a rich background in both banking and entrepreneurship, I am uniquely positioned to provide tailored financial solutions and expert guidance to help small business owners achieve their expansion goals.

My journey in finance has been both enriching and fulfilling, allowing me to develop a deep understanding of the intricate workings of the financial sector.

Beyond my extensive career in finance, I am also a seasoned entrepreneur with over a decade-long venture in manufacturing, wholesale, and distribution. This entrepreneurial endeavour has equipped me with invaluable insights into the dynamics of running successful businesses, navigating challenges, and seizing opportunities in a competitive market landscape.

key specialty

Finding Solutions to Problems

Limited Access to Capital

Small businesses may struggle to access sufficient capital from traditional lenders due to their size, limited track record, or perceived risks, hindering their ability to fund growth initiatives or cover operational expenses.

Stringent Lending Criteria

Banks typically have strict lending criteria, including credit history, collateral requirements, and cash flow projections, which small businesses may struggle to meet, especially if they lack established credit or tangible assets.

High Interest Rates

Small businesses may face higher interest rates on loans compared to larger corporations, reflecting the perceived risks of lending to smaller entities and potentially limiting their ability to afford financing or invest in growth opportunities.

Lengthy Approval Processes

Banks often have lengthy and bureaucratic approval processes, involving extensive documentation and evaluation, which can delay access to much-needed funding for small businesses facing time-sensitive opportunities or challenges.

Collateral Requirements

Many banks require collateral to secure loans, such as real estate, equipment, or inventory, which may be challenging for small businesses to provide, especially if they lack significant assets or are unwilling to risk personal assets as collateral.

Limited Funding Options

Small businesses may find themselves limited to traditional bank loans, with limited access to alternative financing options such as lines of credit, invoice financing, or peer-to-peer lending, which may better suit their needs or circumstances.

Risk Aversion

Banks may be risk-averse when lending to small businesses, particularly during economic downturns or in industries perceived as high-risk, leading to tighter lending standards, reduced loan amounts, or outright denials of credit.

Lack of Financial Literacy

Small business owners may lack the financial knowledge or expertise to navigate the complexities of bank financing, including understanding loan terms, evaluating financing options, and effectively managing debt, potentially leading to poor decision-making or missed opportunities.

My expertise

Strategic Financial Planning

Relationship Management

Understanding Businesses

Education and Guidance

Lets connect

Feel free to reach out to me to discuss collaboration opportunities, industry insights, or any financial or entrepreneurial endeavors you may be embarking on. Let's connect and embark on a journey towards success together.

Reach out

Registrations

My Certifications

Leading retail outlet

"Thanks to Adi, we secured the capital needed to expand our operations swiftly and seamlessly. His personalised approach and expert guidance made the entire process stress-free."

Director

David

Hospitality

"Working with Adi was a game-changer for our startup. His network with the leading Australian Banks not only helped us secure the appropriate funding solution but also provided valuable insights to optimise our financial strategy. Highly recommended!"

CFO

Jackson

Pharma

Adi exceeded our expectations in every aspect. From understanding our unique financial needs to negotiating favourable terms, he delivered exceptional service. Trustworthy, efficient, and results-driven!

Managing Director

Kelly R.

Manufacturing

"I can't thank Adi enough for playing an instrumental role in our business growth. His dedication, professionalism, and extensive network of lenders made accessing funding a breeze. Look no further for your lending needs!"

Nicola

Partner